I'm trying to get an idea of how much I'll pay for motorcycle insurance. I'm 20, with a good driving record, who is looking to buy a honda rebel as a starter bike. So, if you could tell me your age, gender, insurance company, and how much you pay, it would be greatly appreciated. Please only serious answers.
TIA
Hello all,
I am looking to buy my first motorcycle. I have zero experience on them, and I want to be as responsible as possible when choosing my first bike. The two that I am debating between are the SV650 and the GSX-R600. If it matters, I am 5'11" 240#.
I hear very mixed things from people. Friends and salespeople keep telling me that there's not that much difference in these two, so I should just get the GSX-R600 since that's the one that feels more comfortable (ergo-wise). But, everyone online seems to think the GSX-R600 is way too much bike for a beginner.
I will certainly be taking the proficiency course before getting a bike at all, but I am very interested to hear what everyone here has to say. Bike and insurance costs aren't an issue here for me. Safety and responsibility is.
Thanks very much for your time.
Thanks for the answers.
With regard to dropping the bike, it is my understanding that frame sliders are sufficient to prevent the body from being destroyed. Is this incorrect?
http://www.flickr.com/photos/davyrocket/34961604/
my sisters boyfriend got pulled over last night by the police for riding a RAZOR mini motorcycle (shown in the pic above) on the sidewalk. the cops said it was because he was riding with no helmet, no goggles, no license, no insurance, and got 5 violations and has to appear in court. KEEP IN MIND THAT YOU CAN BE UNDER 18 TO BUY AND RIDE THE BIKE, and the scooter was impounded and towed and he cannot pick the bike up unless he has a recipt or title, but he bought it from some guy so he does not have either. think the cops were just being ignorant???? DO YOU REALLY NEED A LICENSE OR INSURANCE FOR IT?
Im 16 getting a permit very soon, working at a summer job and when the summer is over, going to work at a local pet store or grocery store (part time because of school, so ill be getting minimum wage..) By the end of the summer, i will have about 1,300. As you can see, im looking at a ninja '08 but of course thats not set in stone because i am only 16. But I am really dedicated to have the time for it and I am trying to get the money now. My dad said he will probably put me on his insurance, but since it is a motorcycle and I am young, I'm not sure how much the insurance is... Also, I have read 10,000 people say the Ninja 250 is a really good beginner bike, so if anything i would buy a used one. How much would the used bike, insurance, equitment (helmet, etc), and locks for the bike cost in total?
Thxx a lot
i want to buy this yamaha r6 of this guy but the title is salvage and the bike is in perfect condition.he told me that the bike received its salvage title because the bike fell over at the dealership and there was a disagreement between the insurance company and the dealership.can that be true???will the bike wroth the same as regular one???thanks
I have my eye on a bike (2009 Honda Rebel 250), and am wondering what the true price is of owning a bike.
I know there is insurance(I am 18, with a clean record. It should be cheap?), a helmet(not sure how much a good, quality helmet would run), DMV costs???...and is there anything else? I don't want to buy anything that ISN'T mandatory.
im 17 and im going to buy a yamaha r6 or a honda cbr600rr this month and im wondering about how much insurance would cost. the website quotes take forever to get so id just like to know how much other bikers pay for their insurance.
Short, simple and to the point...
Do I have to be licensed to buy any type of motorcycle from lets say the Honda dealership before I can purchase a bike?
I am trying to buy a CBR600RR nothing more powerful...I was hoping to buy it and then have a friend help me take it home by putting it in their truck or car and then I can teach myself to ride it in our big empty parking lot at work.
EDIT: Ya, sorry I forgot to put extra details in...Don't worry I am taking the MSF Course either this Summer or Spring, because my friends told me it will save me a lot more money on insurance.
Hi everyone,
First off, I'm not asking this to be belittled or put down so if that's your only reaction, shut the **** up.
Ok, so when I was just 18 years old, having absolutely no comprehension of finance, my best friend and I decided to buy two shiny new Yamaha R6 motorcycles! Fun, huh? Well now at 21 and three years down the road that one mistake is the single largest I have made in my life.
For one, the bike was bought using a credit card not a loan... I didn't know this until the credit card arrived at my house. The APR on this card... 29.65%. This two was never told to me while I was sitting in the managers office smiling from ear to ear thinking about all the joy this purchase would bring me.
So after three years, I have paid GE Money Bank ,255.65.
The bike brand new was 9k.
I still owe 9k.
I can't do this anymore, twice I saved up 2k+ to take big bites out of the debt only for it to slowly but surely rise back up again. It is impossible for me to pay my way out of this.
What are my options, damage to credit is of no more concern for me, but I will not go as far a bankruptcy. Please help me before I just decide to commit insurance fraud and bury the bike in the desert and report it stolen. (joke)
Hi everyone,
First off, I'm not asking this to be belittled or put down so if that's your only reaction, shut the **** up.
Ok, so when I was just 18 years old, having absolutely no comprehension of finance, my best friend and I decided to buy two shiny new Yamaha R6 motorcycles! Fun, huh? Well now at 21 and three years down the road that one mistake is the single largest I have made in my life.
For one, the bike was bought using a credit card not a loan... I didn't know this until the credit card arrived at my house. The APR on this card... 29.65%. This two was never told to me while I was sitting in the managers office smiling from ear to ear thinking about all the joy this purchase would bring me.
So after three years, I have paid GE Money Bank ,255.65.
The bike brand new was 9k.
I still owe 9k.
I can't do this anymore, twice I saved up 2k+ to take big bites out of the debt only for it to slowly but surely rise back up again. It is impossible for me to pay my way out of this.
What are my options, damage to credit is of no more concern for me, but I will not go as far a bankruptcy. Please help me before I just decide to commit insurance fraud and bury the bike in the desert and report it stolen. (joke)
For example, you MUST wear a seat belt, You cannot take any drugs except those that gov. allows you, you must wear a motorcycle helmet, you must get vaccinations gov tells us(children), soon to come-you must buy health insurance.etc,etc,etc.
Notice that all of the above mentioned examples and the hundreds more are ALL punishable by a monetary fine. Anyone else feel as though government should stay out of peoples business and not try to make decisions for the masses?
I want to get an 08 or newer yamaha r6.I have a part time job making a little over minimum wage and I am going to start stripping a few nights a month. I am almost 19 and would like my parents not to know about the job, but if they find out, whatever. So pretty much I am trying to figure out how I can manage this on my own. I have no credit, but I am responsible. Also I have a clean driving record and am on good student discount for insurance on my car.
What would payments look like for a 8-10,000 bike?
Also what would full coverage insurance be like (approx) a month?
I spoke with my auto insurance agent this morning (at American Family). She said the following:
1. Full coverage insurance on an everyday 2004 (500cc) Honda Motorcycle would run me about 0/year.
2. I can't get any kind of coverage on a sport bike until I've had my motorcycle license for 10 years; and even if I did, it would cost me ,000/year.
Please tell me everything you know about motorcycle insurance. Do I even need it? I want to buy a used sport bike (600cc or less) and spend around k for it. If something happens, it's not like I'm wrecking a k new car or even my primary transportation - and the cost to fix it wouldn't be that bad. Even if it was, at ,000/year for insurance, I might as well just take my chances, right?
I'm a 22 year old male. I will be taking the motorcycle safety course in late spring or early summer this year. I will then get my motorcycle license.
My issue is that I CANNOT GET insurance for a sport bike, even if I was willing to pay ,000. They said I need to have a license for 10 years and I'm not willing to wait around for a decade.
Who will give me coverage on a sport bike for cheap being an inexperienced rider?
I am looking to buy a sports bike, motorcycle at the end of the summer, and I am curious, what brands are there other than Kawasaki, honda, suzuki, and yamaha, b/c at Kawa, i found a ninja 250R, and it suited me better, I have 3600$ to spend, and I don't need anything too powerful. Also I am 16 years old, can I use a seperate insurance from my parents? Or must I be under theirs? Also, where is the best place to buy? Straight from Kawasaki, or a dealer of many moto's?
I forgot to mention i will have 3.6k cash, or w/e, so no loan, i will buy on site, if that helps, and im not gonna pop anything crazy. Also, I already have helmet jacket boots, etc.
Okay, so I was wondering, since everyone has told me that if I were to buy a motorcycle, buy it used. (I'll be 18+ by the time I'd get one.) I a bit over a year. LOl okay...i turn 17 in like april. but whatever. i would take the classes for learning. i would use the proper gear such as helmet gloves boots. (i believe in wearing a helmet. i kind of like my brain inside my skull) okay, so i really like the V-Star Classic. But it's a tad bit expensive. plus i have to think of insurance and gear. So if i were to get it used, about how much would i pay? and is used safe?
oh and i would like it to travel to the university. depending on where i live of course.
Im 18, i have my vehicle licnese, and my mororcycle permit. I have a descent paying job, I pretty much know nothing about buying or paying for a bike. I want a 08 Yamaha r6. I have a good idea what the insurance payments would be, but not bike payments, the price for my bike is from anywhere between 7,000 and 10,000. And i plan to pay monthly of course. Yeah any help on a good idea of what i would be paying would be great, and also, if someone could explain putting a title on my bike and putting it in my name and stuff like that to me that would be great. Thanks alot
I am looking to buy my first motorcycle but before I do I need to figure out how much insurance will cost but to be honest I don't know much about motorcycle insurance. I was hoping if someone can tell me what the best deals will be. The bike will be a Suzuki SV650 if that helps and I am 22 year old college student. I know that it will be higher if I haven't payed the bike completely off yet and I am planning on taking a safety course so I think that will lower it, still... can anyone help me figure this out?
I'm 17 years old and I just got my first job by the end of the summer I'll have somewhere around 3.5 grand and I'm keeping the job during the school year on saturdays and sundays, so I was thinking instead of me wasting all my money on computer parts building a PC like I was planning on or a game console or anything why not buy something I might need in the future and would make things easier for me so I thought MOTORCYCLEEEEEEE my dad used to ride one in Afghanistan and highly encouraged me but now I think he's having some second thoughts.. My mother I know is going to have a heart attack thinking of me riding it, and pretty much all of my friends think I'm an idiot for wanting to ride one. I was never scared about riding a bike before I always thought as long as you're prepared mentally, have the skill, and good gear your life isn't in extreme danger, plus I've seen more car crashes than bike crashes and I'm not afraid. How should I convince my family that I'm ready I was thinking just taking some motorcycle lessons and then proving to them I'm able to do it. I want to ride the motorcycle from and to school in the city I live in queens so it's about a 30 minute trip.
One last question how much do you think insurance will cost me I'm 17 year old male living in NYC planning on getting a Kawasaki Ninja 250R.
I'm turning 18 on Jan 4
I plan on buying a Suzuki dr-z400s and I'd like to know what some people are paying for their insurance. Or maybe just what I would be paying. I'm 16 years old, Male, and I have a clean record. I'm not sure what kind of insurance I would get but probably just liability.
Thanks!
I currently am looking into buying a yamaha v-star 650cc. I have been to the progressive website, but i do not wish to grant them access to pull my credit profile (just dont think its neccessary for quoting insurance). So now i am asking everyone. I will be 25 in August, I am married, and have an excellent driving record. Does anyone have an estimate price for full coverage insurance for Louisiana. Thanks.
Hey guys I live in Oklahoma and I own a motorcylce. I have insurance on it but am not able to to get my license for a couple weeks. I need to ride it to work as my truck gets 14mpg and my bike gets 65mpg and it is a 25 mile one way trip. Does anyone know the consequences of driving without a motorcylce endorsement in Oklahoma?...I have a regular driver's license and insurance on the motorcyle. Thanks guys!
Can anyone tell me what a good rate on a motorcycle loan would be? I am thinking about buying a new Yamaha motorcycle and it looks like the best rate they can do is about 9% which seems a little high? I still hear about people getting car loans for about 5%, are motorcycle loans usually higher for some reason? I think a signature loan from the bank might be a better way to go because I think I might be able to get a better rate plus I wouldn't have to have full coverage insurance.
Im only 16 and I really want to get an 650s(specificaly yellow) but i dont know how much money to save, and how much it would cost to maintain a motorcycle with insurance and gear (jacket, helmet, etc). I would like to buy a used newer bike (03+) buy i cant find any so i think i just might have to buy a new one and i was just wondering how much money i would need in order to purchase something like this.
Im actually making alot of money for a 16 year old. Im a lifeguard manager at a pool and im making 10.50+ and hour, so for a teenager im banking like crazy. and i dont want anything weak like a mopead** or anything like that. ive been looking a a sv650s for some time now and i just wanna see how to finance and motorcycle.
I just bought a Yamaha YZ, and I was hoping to register it so I can drive it on the street. Mainly just so I can get motorcycle insurance through my insurance company if I want. It would be nice for when I rent Harley's and stuff. Also so I can drive it down the street to my buddy's if I wanted.
Does anyone know what I would need to do so I can do this? I live in Washington State.
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